What is the official currency in Malmö, and is card payment widely accepted?

The official currency used in Malmö and across Sweden is the Swedish Krona (SEK). Sweden is renowned for its advanced cashless economy, making card payments the predominant and most convenient transaction method. Major credit and debit cards, including Visa, Mastercard, and American Express, are universally accepted, from public transport to retail outlets and restaurants. While carrying a minimal amount of SEK for incidental cash-only scenarios might be prudent, digital payments are overwhelmingly preferred and highly reliable.